Terms and Conditions

Please read these terms carefully before using our financial planning services

Acceptance of Terms

By using our services, you agree to be bound by these terms and conditions

If you do not agree to these terms, please do not use our services

Service Description

We provide financial planning consultations through a monthly subscription model

  • Personal consultation sessions
  • Financial planning analysis
  • Ongoing support and guidance

Your Responsibilities

As a user of our services, you agree to

  • Provide accurate and complete information
  • Maintain confidentiality of your account details
  • Use services only for lawful purposes
  • Respect intellectual property rights
  • Pay fees when due

Prohibited Uses

You must not use our services for

  • Any illegal or unauthorised purpose
  • Harassing or threatening behaviour
  • Attempting to gain unauthorised access to systems
  • Interfering with service operation

Intellectual Property

All content and materials remain our property or that of our licensors

Copyright Notice:

All materials are protected by copyright and other intellectual property laws

Privacy and Data Protection

Your privacy is important to us and we handle data in accordance with applicable laws

Full details are available in our Privacy Policy Privacy Policy

Payment Terms

Payment terms for our subscription service

  • Monthly fees are due in advance
  • Payments processed via secure payment systems
  • Failed payments may result in service suspension

Limitation of Liability

Our liability is limited to the extent permitted by law

Liability Disclaimer:

Our liability is limited in accordance with our terms and conditions and applicable UK law

User Indemnification

You agree to indemnify us against claims arising from your breach of these terms

Dispute Resolution

Any disputes will be resolved through the following procedures

Alternative Dispute Resolution

We encourage resolution through mediation before formal proceedings

  • Good faith negotiations should be attempted first
  • Mediation may be used for suitable disputes
  • UK courts retain jurisdiction for unresolved matters

EU Online Dispute Resolution

EU consumers can access the Online Dispute Resolution platform

Available at ec.europa.eu/consumers/odr: EU ODR Platform

Termination

Either party may terminate the service relationship

  • You may cancel your subscription with appropriate notice
  • We may terminate for breach of terms
  • Certain provisions survive termination

Changes to Terms

We may update these terms periodically and will notify you of material changes

Governing Law

These terms are governed by the laws of England and Wales

Severability

If any provision is found invalid, the remainder remains in effect

Entire Agreement

These terms constitute the entire agreement between us regarding your use of our services

Effective Date: July 23, 2025

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